Homeowners Insurance
Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Information
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Home Insurance in Coral Gables, FL
Owning a home is a big deal, and financially protecting it is important. Homeowners insurance may cover costs from storms, fires or accidents on your property. It’s an essential investment that may help you avoid hefty out-of-pocket expenses.
When Is Homeowners Insurance Required?
Homeowners insurance is typically required by lenders when you take out a mortgage. They want to ensure their financial investment is protected in case of damage to the property. Even if you’ve paid off your mortgage, maintaining coverage is still best because you may access crucial funds in case of repairs or legal claims. While homeowners insurance is not legally mandated in most places, it is highly recommended for all property owners.
What Does My Policy Cover?
Standard homeowners insurance policies usually include the following:
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Personal property coverage may cover your belongings, such as appliances, books, furniture and sporting equipment from covered incidents.
Homeowners insurance premiums are determined by several factors, including the following:
Your financial security is important to us. Contact BIA & Company today to explore affordable and reliable home insurance policies.
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