Disability Coverage

Disability Coverage

No one can predict the future and whether or not an unexpected disability or even partial disability will make working and earning impossible. Luckily, you can prepare for uncertainty with the right Disability Insurance to protect against loss of income due to unanticipated sickness or injury. With quality solutions from BIA & Company, insuring income against the risk of disability is easy, convenient and a responsible solution to life’s unexpected trials and tribulations.

Premier South Florida Disability Coverage From Top Providers
As more and more people take proactive steps to protect their future, South Florida Disability Insurance is quickly becoming an important part of a well crafted financial strategy. An insurance solution designed to replace between 45-65 percent of gross income in the event you are no longer capable of working, the right coverage is peace of mind. However, all Disability Insurance is not the same and there are significant differences in terms of cost, quality and policy terms. BIA & Company takes pride in working with only top of the line, highly regarded insurance providers, ensuring our clients receive the highest rated, dependable coverage available.

Personalized Coverage Options from Miami to The Palm Beaches
Personalized coverage from BIA ensures that in the event you are unable to perform the responsibilities of your occupation- even if you can still work in another capacity- Disability Insurance is available. With a variety of options including paid sick leave, short and long term disability, high limit income replacement, key person and gainful occupation coverage, we can help you find exactly what you need to make certain your lifestyle and finances are in order. Benefits are paid monthly or weekly, in the event of total or partial disability with additional coverage options available ranging between $2,000 and $100,000 monthly.

Short Term and Long Term Disability Insurance
Partial wage replacement is available in Florida in the event you contract a temporary illness. Short term disability can also secure income during maternity and childbirth, letting you focus on what’s really important. Long term disability coverage extends 5, 10 even 20 years, often until retirement. In the event disease or injury makes it impossible to return to work, the right Coral Gables Disability Insurance from BIA & Company provides security and confidence that family and loved ones will continue to enjoy the lifestyle they have become accustomed to despite an inability to earn.